One simple rate. No surprises.
You only pay when you get paid. Everything else — the AI assistant, business bank account, API and Connect — is included.
- No setup or monthly fees
- Card payments + bank transfers
- Business bank account (NUBAN)
- Built-in AI assistant
- T+1 settlement to your wallet
- Payouts to your bank (min ₦5,000)
- Full REST API + signed webhooks
- Saved cards & recurring charges
- TwelveAI Connect + application fees
Unverified businesses can collect up to ₦500,000/month. Verify (KYB) to remove the cap.
The cap works in your favour
Because the fee is capped at ₦2,000, larger transactions cost proportionally less.
Pricing questions
Are there any hidden fees?
No. 1.5% per successful transaction, capped at ₦2,000. Failed transactions are free, and there are no setup, monthly, or account fees.
Is the AI assistant an add-on?
No — the AI assistant is included on every account at no extra cost, along with the business bank account, API, and Connect.
What does Connect cost?
Connect uses the same transaction pricing. As a platform you can add your own application fee on top, which settles into your wallet.
Is there a free tier to test?
Yes. Test mode is completely free and unlimited — build and integrate before you take a single live payment.
Building a platform? See Connect pricing →
Start accepting payments today
Create your account in minutes and take your first payment before lunch.