How to get a business bank account (NUBAN) for your business

A dedicated account number in your business name is one of the most powerful things you can add to your checkout. Customers trust bank transfers, and the money lands instantly. Here's how to get one.

What it is

A NUBAN is a 10-digit Nigerian bank account number. A business NUBAN is opened in your registered business name (not your personal name), so customers who transfer to it see your brand — building trust and reducing "is this legit?" hesitation.

Why it matters

• Instant inflows — transfers land in your wallet immediately, no T+1.
• Trust — the account shows your business name.
• No card required — capture customers whose cards fail.

What you need

Opening a business account is gated on KYB (Know Your Business) verification — because it's a real financial account tied to your business. You'll typically provide:

• Your business name and registration details (CAC).
• A director's BVN for identity verification.
• A registered business address.

The steps

1. Complete your KYB verification and get approved.
2. Open the business account from your dashboard — we reuse your director's verified BVN, so you don't re-enter it.
3. Share the account number on your checkout and invoices.

After it's open

Every transfer a customer makes credits your available balance instantly. You can withdraw to your settlement account whenever you like.

Getting verified takes a few minutes and unlocks both higher limits and this account. It's worth doing early.